Yes! We Have Free Checking!
Our Free Checking account is designed to help you spend smarter, manage your money with ease, and feel confident about your financial future—all with no monthly fees, no minimum balance, and no hidden surprises.
All the Features You Want in Free Checking–Without the Fees You Don't.
- Only $25.00 to open
- No monthly maintenance fees
- No minimum monthly balance requirements
- Free online banking with bill pay
- Free mobile banking with mobile deposit and bill pay
- Free e-statements
- Free ATM/debit card with access to your cash at more than 500 ATMs in Tennessee
- PLUS, use our mobile app to control how, when and where your BankTennessee debit card is used.
Why You Will Love Banking with BankTennessee
Walk into our branch, and you’ll be greeted by friendly community bankers who genuinely care about you—your goals, your story, and your dreams. And when you bank with us, you’re not just a customer—you’re part of something bigger. Your money stays right here in the community—fueling small businesses, turning houses into homes, and helping our hometown thrive.
Ready to Open Your Free Checking Account?
If your current bank makes you feel like just a number, maybe it’s time for something better. Join thousands of happy customers who have made the switch to BankTennessee, and feel the difference community banking can make in your life.
Frequently Asked Questions about Free Checking
What is a Free Checking account?
A free checking account is a basic account with no monthly service fees or minimum balance requirements—perfect for everyday spending and bill payments.
Is Free Checking right for you?
Whether you're just starting your financial journey or simply want hassle-free, no-fee banking, BankTennessee's Free Checking account is a smart choice.
- Students starting their financial journey
- Young professionals managing their first paycheck
- Families juggling life's everyday expenses
- Of course, anyone who wants hassle-free, fee-free banking!
How do I open a Free Checking account at BankTennessee?
Visit your nearest branch. Bring a valid ID and your Social Security number—we’ll take care of the rest.
Are there any hidden fees?
Nope! Our Free Checking account is truly free—transparent, simple, and worry-free.
