Treasury Management

Transform your business!

Make the most of your cash flow and save precious time with these products and services.

Business Online Banking or Mobile Banking

Tired of calling the bank to check balances? Are you away from your desk a lot? Then online banking is just right for you. Monitor account information and perform routine banking tasks without leaving the office.

Remote Deposit

Are you always rushing to the bank to make a deposit by the end of the day? BankTennessee’s remote capture service is here to help. Save trips to the bank and deposit checks at your office anytime it’s convenient to you! Learn more. Link to Remote Capture page.

Electronic Wire Transfers

Are you calling the bank all the time to request a transfer? Let us help you and show you how you can transfer funds quickly and efficiently by initiating wires online.

Merchant Card Services

Is your credit card company charging you high fees? Or are you opening a new business and want to accept credit cards from your customers? Talk to us. We can create a economical, customized solution to process all major credit cards. 

Automated Clearing House (ACH) Services

• Direct deposit of payroll, expense reimbursements, vendor payments, membership dues, cash concentration.
  
• Business-to-business payments
• Same Day ACH is now available! Before this change took effect, you could send an ACH payment out Monday and it would be credited on Tuesday morning. You now have the opportunity to send out a payment - for example - on Monday to be credited by Monday afternoon at 5pm. If you are interested in the Same Day ACH, please let us know.

Positive Pay

Fight fraud! Talk to us about Positive Pay, and reduce the possibility of loss due to fraudulent or altered checks. For more information, check it out here. 

Lockbox

Are you tired of going to the bank to deposit checks? Then save time and let us go to the post office for you to collect payments, make deposits.

Zero Balance Accounts

Are you tired of calling the bank to transfer funds between account to cover payroll, tax payments or anything else? Then talk to us about Zero Balance Accounts, and see how you can eliminate the need to manually track and transfer funds each day while maintaining the integrity of individual transactions. Plus you may be able to reduce overdrafts and related fees.

Maximize your cash

Reduce interest on your credit line. With a Business Credit Sweep from BankTennessee, excess funds in your checking account are used to pay down your line of credit. In addition to minimizing your loan and interest expenses, it transfers available funds to your business checking account for overdraft protection and helps you avoid over-funding accounts.